Keto Banana Cream Pudding

Growing up, one of my favorite frozen treats was banana Italian ice. I was obsessed with that unmistakable banana flavor. When I decided to create a sugar-free banana pudding, I wanted to capture that nostalgic taste—but elevate it into something more grown-up and indulgent. The result is a cozy, comforting dessert that instantly takes you back to childhood, while still fitting perfectly into a low carb lifestyle.

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If you follow a low carb or keto way of eating, you already know bananas are typically off-limits because of their high carb count. But don’t worry—there’s a solution! The real secret to this recipe is banana extract. It delivers all that classic banana flavor without the carbs. I also use it in my Low Carb Banana Muffins, Keto Banana Bread, and Easy Banana Cake. Up next on my list? Turning this into keto banana pudding ice cream.

A Crowd-Pleasing Dessert for Any Occasion

If you’re craving something that feels classic, traditional, and full of flavor, this keto banana pudding is guaranteed to impress. It’s perfect for potlucks, holidays, or family reunions—and chances are, you won’t be bringing home leftovers. It even works beautifully as a base for a banana cream pie if you want to take things one step further.

How to Make Keto Banana Pudding

Fair warning: it’s extremely hard not to lick the spatula while making this low carb banana pudding! Garnishing with a slice or two of real banana is totally optional, but it does make the dessert feel extra special.

Step One

In a medium saucepan, combine the coconut milk, sweetener, and coconut oil. Heat over medium until the mixture reaches a gentle simmer. Lower the heat to medium-low or low and let it simmer for about one hour, or until it has reduced by half. Stir every 10–15 minutes to prevent sticking or scorching.

Step Two

Add the cacao butter to a large heat-safe glass bowl. Slowly pour the hot coconut milk mixture over it, whisking continuously until the cacao butter is fully melted and the mixture is smooth. Stir in the banana extract and finish with a light sprinkle of salt.

Step Three

Transfer the mixture to a blender and blend until completely smooth. If you’re using fresh banana, add it now and blend again until creamy. Pour the pudding into a glass dish and refrigerate for at least 4 hours so it can properly thicken.

Once chilled, serve the pudding in small jars, glasses, or bowls. This dessert is very rich, so smaller portions work best. For me, about ½ cup is perfect—especially when topped with whipped heavy cream or whipped coconut cream.

How Many Carbs Are in Bananas?

A single medium banana contains roughly 27 grams of carbs. For many people on a low carb or keto plan, that can easily be an entire day’s allowance. That’s exactly why banana extract is such a favorite of mine—it satisfies the banana craving without the carb overload.

For this gluten-free keto banana pudding, real banana is completely optional. If you choose to use it, even just ½ of a banana spread across all servings keeps the carb count much more manageable.

How to Store Keto Banana Pudding

Store the pudding in a glass container in the refrigerator, where it will keep well for up to 4 days. Keep it chilled at all times, except when serving. If you plan to leave it out for guests, place the serving dish in a bowl of ice to help maintain a safe temperature and prevent spoilage.

Keto Banana Pudding Topping Ideas

• Thin banana slices: Just one or two slices add the perfect finishing touch.
• Low carb cookies: Crumble your favorite keto-friendly cookie on top for extra crunch.
• Nuts: Pistachios or sliced almonds add texture and pair beautifully with banana flavor.
• Toasted coconut: Lightly toasted coconut flakes make it both pretty and delicious.
• Homemade whipped cream: Add right before serving for the best texture.
• Sugar-free caramel sauce: A light drizzle takes this dessert completely over the top.

This keto banana pudding proves you don’t need real bananas—or sugar—to enjoy big banana flavor in a creamy, satisfying dessert.

Storing Tips for Keto Banana Pudding

• Always store keto banana pudding in an airtight glass container to preserve flavor and prevent it from absorbing odors from the refrigerator.
• Keep the pudding refrigerated at all times and only remove it when you are ready to serve. This helps maintain its thick, creamy texture.
• Properly stored, the pudding will stay fresh for up to 4 days in the fridge.
• If serving at a gathering, place the pudding dish in a bowl of ice to keep it cold and food-safe while it sits out.
• Add toppings like whipped cream, caramel sauce, or sliced bananas right before serving to prevent them from breaking down or releasing moisture.

Freezing Tips for Keto Banana Pudding

• Keto banana pudding can be frozen, but it’s best enjoyed fresh for the creamiest texture.
• If freezing, transfer the pudding to a freezer-safe, airtight container and leave a little space at the top for expansion.
• Freeze for up to 1 month for best flavor and consistency.
• Thaw the pudding slowly in the refrigerator overnight rather than at room temperature to avoid separation.
• After thawing, give the pudding a good stir or a quick blend to restore its smooth, creamy texture before serving.

Frequently Asked Questions

1. Is keto banana pudding actually banana-flavored without real bananas?

Yes! This recipe gets its authentic banana flavor from banana extract, which delivers that classic taste without the high carb count of real bananas. It’s the perfect way to enjoy banana pudding on a keto or low carb diet.

2. Can I make keto banana pudding completely dairy-free?

Absolutely. This recipe is already dairy-free when made with coconut milk, coconut oil, and cacao butter. Just be sure to use whipped coconut cream instead of traditional whipped cream for topping.

3. How long does keto banana pudding need to set in the fridge?

The pudding should chill for at least 4 hours to properly thicken. For the best texture, you can refrigerate it overnight, which allows the flavors to fully develop.

4. Do I have to add real banana to this recipe?

No, adding real banana is completely optional. The pudding is delicious without it and remains very low carb. If you choose to add banana, using just a small amount spread across all servings helps keep the carb count lower.

5. Can keto banana pudding be made ahead of time?

Yes, this is a great make-ahead dessert. You can prepare it up to 4 days in advance and store it in an airtight glass container in the refrigerator until ready to serve.